Find Ways to Afford Your Next Vehicle Through Straightforward Financing

Buying a car near Jerome, Burley, Buhl, ID or Elko, NV is rarely as simple as writing a check and driving home. Whether through a lease or a loan, most of our customers choose some sort of financial plan in order make a new vehicle from Twin Falls or Burley attainable. With our team at your side, finding the right financing option for your budget is easy. Our finance experts will take the time to get to know your situation and budget so they can find a payment plan that fits it, regardless of your credit situation.

Should I Lease or Loan My Next Car?

Whether you choose a lease or a loan for your vehicle depends your circumstances.

A lease is a great choice for drivers who want a brand-new car, but have a lower monthly budget. A lease similarly to rental, but for a longer period -- usually two to three years. The downsides are you won't own the vehicle and you will probably have a yearly mileage limit. However, monthly payments are typically lower because you're only paying for the difference between the value of the car as new and its predicted value at the end of the lease term.

If you plan on driving more than 12,000-13,000 miles a year, or if you plan to drive a vehicle for longer than two or three years, a loan may be your better option. With a loan, a lender will put forward the money to purchase the vehicle from the dealer. You will then pay back the lender with agreed upon monthly payments and interest. That means monthly payments are usually higher than with a lease, but you can drive as far as you want and hold onto the car as long as you want.

How Can I Pre-Qualify for Auto Financing?

Pre-qualifying is fast and simple with our online application. Just take a few minutes to fill in your personal and professional information and submit the form. Our staff will then check your credit and get back to you with options.

You can find out which cars are in your budget with our payment calculator. Enter your desired monthly payments, interest, overall cost of the vehicle, and desired loan duration. Our system will estimate a monthly payment for you. Mix and match numbers and models to find a combination that works for your budget.