Bad Credit & Low Credit Financing in Twin Falls, ID

Home of the $399 Payment!

Looking for a bad credit car dealership? We help car shoppers with Low, Bad, or No Credit

Your history shouldn't stop you from finding the vehicle you need for the years to come, which is why our Twin Falls dealership's auto finance center is ready to work with all guests that visit our dealership. Our financing experts can help you find an auto loan and lease options no matter your credit history, and we excel at connecting car shoppers that have bad or no credit with financing that works for them.

No Impact Credit Application

Get a Car Loan with Less-Than-Perfect Credit in Twin Falls

Having bad or low credit shouldn't prevent you from getting a reliable vehicle. Our Idaho car dealership specializes in helping customers secure low-credit financing, with or without a trade-in vehicle. Our finance team works with a network of lenders to find an auto loan that fits your budget and credit situation.

Affordable Vehicles for Every Budget

For drivers from Burley and Pocatello, ID to Elko, NV, and beyond, many are looking for an affordable ride, we have a great selection of wallet-friendly used cars, used trucks, and used SUVs for sale at our Twin Falls dealership location. Whether you're interested in a tough used Ram 1500, a practical Chevy sedan or a capable Subaru crossover, we carry quality models from these brands and others at competitive prices.

Understanding Credit Impacts on Auto Loans

When it comes to bad credit auto loans, your credit score is a key factor that impacts your financing options and terms. Generally, a score below 630 is considered subprime and will result in a higher interest rate. However, we have experience securing bad credit auto loans with trade-ins for customers from Mountain Home, Hailey, and beyond.

Trade-In Your Current Vehicle

There are other ways to make your next vehicle more affordable. Trading in your current car, truck, or SUV can reduce the amount you need to finance. We offer fair trade-in values based on Kelley Blue Book appraisals. If you're a Nampa, ID or even Salt Lake City, UT resident and have a used truck to trade in, which are always popular at our dealership, you can get an instant Blue Book trade value online to see how much it's worth.

Take Advantage of New and Used Specials

Boise and Buhl customers can also take advantage of our new vehicle specials and used car deals to save even more. We have rotating deals on many of our most popular models, so check back often to see how much you can save. Idaho Falls and Jerome drivers making the trip to our Twin Falls dealership will find it's worth the drive for our selection and savings.

Why Come to Our Auto Finance Experts for Help?

Auto loans are a necessity for many car shoppers, and our experts help to connect all those in need of one with different options. Car loans help to spread out the cost of your vehicle over more time, which lowers monthly payments and makes it easier to make those payments so that you can build credit back up. We treat every car loan application on a case-by-case basis so that you're getting personalized offers and a member of our team to guide you through these.

Contact Our Dealership About Bad Credit Financing Options

Credit scores are not always easy to understand, and they certainly shouldn't be something that stops you from getting the vehicle you need for your job or schedule. Contact our auto finance experts to learn more about bad credit financing and the options available to you. You can even send an email to our General Manager David directly, at daviddrake@lithia.com!

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Contact our Sales Department at: 8666189554

Monday09:00AM - 07:00PM
Tuesday09:00AM - 07:00PM
Wednesday09:00AM - 07:00PM
Thursday09:00AM - 07:00PM
Friday09:00AM - 07:00PM
Saturday09:00AM - 07:00PM
SundayClosed